Mortgage Calculator

Calculate your monthly mortgage payment and see how different scenarios affect your budget.

Loan Details

For Conventional loans, PMI applies when down payment is less than 20% (none at ≥ 20%).

Monthly Payment Breakdown

Principal & Interest$0.00
Property Tax$0.00
Home Insurance$0.00
Total Monthly Payment$0.00

Loan Summary

Loan Amount$0
Down Payment$0
Interest Rate6%
Loan Term30 years

Ready to Apply?

Get pre-approved in 24-48 hours and start shopping for your dream home.

Mortgage Tips

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Save for a Larger Down Payment

A 20% down payment eliminates PMI and can lower your monthly payment significantly.

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Consider Shorter Terms

15-year loans have higher payments but save thousands in interest over the life of the loan.

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Factor in All Costs

Don't forget property taxes, insurance, HOA fees, and maintenance when budgeting.

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Improve Your Credit

Higher credit scores qualify for better rates, potentially saving hundreds per month.