Why Choose Modern Mortgage?
We're committed to making your homeownership dreams a reality
Purchase Loans
First-time buyer or moving up? We have the perfect loan for you with competitive rates and flexible terms.
Refinancing
Lower your rate, reduce payments, or cash out your equity. Save thousands with our refinancing options.
Fast Approval
Get pre-approved in minutes, not days. Our streamlined process gets you to closing faster.
Trusted by Thousands
Join the families who've made their homeownership dreams come true
Loan Programs
We offer a wide variety of loan programs to fit your unique situation
Conventional
Traditional loans with competitive rates and flexible terms.
FHA
Low down payment options perfect for first-time buyers.
VA
Zero down payment loans for veterans and active military.
USDA
Rural development loans with no down payment required.
What Our Clients Say
Real stories from real families we've helped
"When one begins the difficult and often emotionally taxing process of purchasing a home, The Tubera Team are the people you want to have in your corner! They guide you every step of the way so that the mortgage loan application goes smoothly, and you can get into the home of your dreams! Gabe Duarte was both personable and professional, and we couldn't have been in safer hands. Thank you, Tubera Team, you are definitely the best!!"
"Had the opportunity to work with Gabe Duarte as a first time home buyer and he helped me get approved for a loan with a special case like mine. I had only been working for 6 months with a part time schedule and was rejected by multiple loan lenders. Gabe worked on my case and was able to find a lender that got me approved for a loan and I was able to purchase my first home just a few weeks after approval. Thanks to Gabe and his team, there were no major bumps along the way and escrow went through smoothly. My husband and I will forever be grateful for Gabe and his team for helping us get approved for a loan. Highly recommend Gabe Durate as your loan officer. "
"I had a bit of an unusual situation with my home purchase which undoubtedly created considerably more work for the Tubera team. Sara had told me what would happen and what costs would be, and she absolutely stuck to her word. I am highly impressed with this team and honestly feel five stars is not enough."